The complexities of substantial wealth rarely respect the neat categories in which professional services are typically organised. Investment decisions have tax consequences. Estate structures affect governance. Business succession influences philanthropy. Administrative systems shape whether coordination actually functions or merely creates the appearance of it.
Averis Wealth does not offer services as discrete menu items to be selected. Instead, our firm provides integrated stewardship where expertise across disciplines is deployed in response to each client’s particular circumstances. The divisions below exist for clarity of explanation, not because wealth can be managed in compartments.
Investment strategy for families differs fundamentally from institutional portfolio management. Families face competing objectives that cannot be optimised simultaneously: preservation across generations, tax efficiency, liquidity for unexpected needs, alignment with values that may preclude certain investments.
We begin with assessment of how clients actually behave, not questionnaires. Investment strategy emerges from understanding priorities. Access matters tremendously. The best opportunities are rarely available to individual families. Scale allows us to meet minimum commitments that become reasonable as part of diversified portfolios.
At Averis Wealth, we strive to manage neither too much nor too little. Where active management adds minimal value, we use efficient vehicles. Where manager selection determines results, we conduct proper due diligence. Tax consequences receive attention that purely institutional strategies ignore.
More generational wealth is destroyed through poor succession planning than through bad investments. Failures have patterns – structures too rigid or too flexible, heirs unprepared, trusts that infantilise beneficiaries, tax-driven structures that ignore family dynamics.
We help clients avoid these through planning that integrates technical expertise with understanding of human realities. Technical work is substantial, but governance frameworks matter as much as legal structures. Who has authority over what decisions? How are disagreements resolved before positions harden?
Preparation of next generations may be the most important work we do. The goal is not producing investment experts but developing judgement about how to evaluate advice, whom to trust, and what questions to ask.
Tax for internationally complex families is about understanding obligations across multiple jurisdictions, structuring affairs to avoid unintended consequences, and maintaining compliance in ways that withstand increasing scrutiny.
We map where family members reside, what structures hold assets, what income is generated where, and what reporting obligations exist. We coordinate specialist tax advisors to ensure comprehensive compliance and coherent advice.
Structures must be designed for legitimacy: commercial substance, not merely tax advantage.
Operating businesses face questions portfolios do not. Should the company expand? How should management be compensated? What is the balance between distributions and reinvestment? When should the family consider sale?
Averis Wealth provides counsel drawing on experience whilst recognising each business has unique characteristics. Succession is particularly fraught, as skills required to build differ from those required to manage at scale. We help families navigate these situations honestly.
For private company investments that families don’t operate, we provide oversight that ensures management is meeting objectives, governance is functioning appropriately, and the investment thesis that justified initial deployment of capital remains valid. We evaluate opportunities for follow-on investment, strategic alternatives, or eventual exit.
Complex wealth generates extraordinary administrative burden. We provide comprehensive administration ensuring nothing is overlooked – not glamorous work, but essential.
Consolidated reporting provides clarity about complete financial position regardless of how holdings are structured. We aggregate information into coherent reporting that enables informed decision-making, facilitates tax planning, and creates transparency for governance.
Beyond reporting, we coordinate various specialists, serving as central point. This ensures information flows appropriately, advice is evaluated collectively, and families receive coherent counsel rather than having to integrate specialist advice themselves.